Florida foreclosures run through the courts, and the courthouse is where they are won or lost. For a homeowner, that means a missed payment is not the end of the story — there are defenses, deadlines, and options that can keep you in your home or buy the time you need. For a lender or association, it means an action that is filed cleanly and prosecuted without delay.
We work both sides of the docket. We defend homeowners against foreclosing banks — challenging standing, raising procedural defenses, and negotiating loan modifications, short sales, and settlements. And we prosecute foreclosure actions for lenders, note holders, and community associations seeking to enforce their liens.
These matters move on court timelines and are billed hourly at a rate agreed before we begin. Whichever side you are on, the sooner the paperwork is right, the stronger your position.
Think you have a case?
One conversation is all it takes to understand your options. No cost, no obligation.
305.899.0085Schedule a ConsultationBilled hourly · rate agreed up front
What we handle
Homeowner Foreclosure Defense
We challenge the lender’s standing, raise procedural and substantive defenses, and fight to keep you in your home or extend your timeline.
Loan Modifications & Workouts
We negotiate modifications, repayment plans, and settlements that resolve the default without a forced sale.
Short Sales & Deed in Lieu
When keeping the home isn’t the goal, we negotiate an exit that limits your liability and protects your credit where possible.
Lender & Note-Holder Prosecution
We file and prosecute foreclosure actions for banks, private lenders, and note holders enforcing their security.
Association Lien Foreclosure
We represent HOAs and condominium associations foreclosing on unpaid assessment liens.
Wondering if this applies to you?
Our process
- 1
Free Consultation
We review the note, the mortgage, and any filings already served, and tell you your options and our hourly rate — on either side.
- 2
Build the Case
Defending: we answer the complaint and assert every available defense. Prosecuting: we file a clean action and move it forward without delay.
- 3
Resolution
Modification, settlement, dismissal, or judgment — we pursue the outcome that fits your goal and see it through the court.